Insights on European crowdlending

    Independent analysis, tax briefings and market news to help you make better-informed P2P investment decisions.

    Analysis

    Crowdlending Guide 2026: 5 Verifiable Criteria to Evaluate P2P Platforms and Protect Your Capital

    Learn 5 essential criteria to analyze any P2P crowdlending platform before investing. Includes a 7-point checklist and a risk management strategy.

    Aug 3, 20268 min read
    Analysis

    European Crowdlending in July 2026: Rebranding Red Flags, Originator Strains, and Liquidity Management

    Four major trends reshaping the European P2P market this summer: historical memory haunting rebranded platforms, loan originator stress, cashdrag on specialized sites, and real estate crowdfunding friction.

    Jul 22, 20269 min read
    Analysis

    Ventus Energy Under High Tension: A Critical Analysis of Platform Risks and Transparency

    Updated July 5, 2026 — Between emergency regulatory interventions, a freeze on financial flows by Paysera, and severe degradation of platform communication, Ventus Energy is facing a terminal crisis. Here is what every P2P observer needs to analyze.

    Jul 5, 202610 min read
    Analysis

    The Auditor's Lens: How to Calculate Your Real XIRR and Audit Platform Solvency in 2026

    Displayed yields are projections, not reality. A field guide to computing your true XIRR, tracking the Delayed-to-Active ratio, and auditing recovery velocity like a credit analyst.

    May 22, 202610 min read
    Analysis

    Beyond the Yield: Analyzing Liquidity Cracks, Originator Resilience, and Structural Risks in European Crowdlending (2026)

    Liquidity shocks, originator credit quality, and the institutionalization of alternative debt — a credit-analyst-level look at where European crowdlending really stands in 2026.

    May 17, 202612 min read
    Analysis

    The Transparency Index: Ranking European Platforms by Their Default Rate Reporting

    Why data clarity—not headline rates—is the strongest shield for crowdlending investors in 2026, and how to spot platforms that truly respect your capital.

    May 11, 20267 min read

    Last updated: · Reviewed by the Crowdscope editorial team