Crowdscope tracks 40 European crowdlending platforms and has published 6 market analyses. This page explains who is behind that work, which sources are used, how the scoring grid is applied, and how commercial links are handled.
Every figure on Crowdscope — funded volume, investor count, default rate, minimum ticket, secondary-market availability — comes from a platform's own published statistics, its annual accounts, or the register of its national regulator. Nothing is estimated silently: when a platform does not disclose a metric, the cell stays empty rather than being filled with a guess.
All platforms are scored on the same eight weighted criteria (track record, funded volume, investors, secondary market, guarantees, regulation, transparency, cash drag). The grid and its weights are public on the methodology page and are applied identically to every platform, whether or not it has an affiliate programme.
Platform pages are re-reviewed when a material event occurs — a licence change, a payment freeze, a rebranding, a change in originator solvency — and at least quarterly otherwise. Each page shows the date of its last review so you can judge for yourself how fresh the analysis is.
Some links on this site are referral links, and they are labelled as such (rel="sponsored nofollow"). A referral agreement never changes a score, a ranking, or the wording of a risk warning. Platforms flagged as high risk keep that flag even when a partnership exists, and pages with no commercial relationship state it explicitly.
Corrections and right of reply: crowdscope.eu@gmail.com
Crowdscope is written and maintained by its editorial team, a group of individual European crowdlending investors who have been investing on P2P and real-estate lending platforms since 2019 and who track platform disclosures, regulatory registers and community reports on a weekly basis.
Yes. Crowdscope is not owned by, funded by, or editorially controlled by any lending platform. Part of the site's running costs is covered by referral links, which are always labelled, and which have no influence on scores, rankings or risk warnings.
Platform data is refreshed at least quarterly and immediately after any material event (regulatory change, withdrawal freeze, insolvency of a loan originator, rebranding). Every page carries a visible last-updated date and a machine-readable dateModified field.
Email crowdscope.eu@gmail.com with the page concerned and the source of the correct figure. Corrections that affect a score are applied and the page's review date is updated.
No. Crowdscope publishes factual analysis and comparative scoring for information purposes only. It is not regulated investment advice, and crowdlending carries a risk of partial or total capital loss.
Last updated: · Reviewed by the Crowdscope editorial team