Raizers
European real estate crowdfunding, present in France and Belgium.
Crowdscope score
Volume
445 M€
Investors
35k
2nd market
No
Auto-invest
Yes
Avg. duration
20 months
Default rate
0%
Score breakdown
Each criterion rated from 0 to 10 then weighted.
About Raizers
Overview of the platform, its framework and risk profile.
Founded in 2014 between Paris and Geneva, Raizers has established itself as one of the most prestigious names in European crowdfunding. A pioneering platform, it has succeeded in turning real estate financing into a true bridge between major developers and a community of demanding investors, seeking tangible and meaningful investments.
A Transnational Vision
Raizers isn't limited by borders; it draws its strength from multicultural expertise. By selecting development and rehabilitation projects in France, Switzerland, Belgium, and Luxembourg, the platform offers a privileged window into Europe's most dynamic real estate markets. Each operation presented is an invitation to build, stone by stone, a diversified heritage within strategic territories.
A Framework of Rigor and Excellence
Under the aegis of the Crowdfunding Service Provider (PSFP) status, Raizers operates with almost घड़ी-like discipline. Project selection is not a mere formality, but a meticulous process: only the most solid operators and projects with impeccable fundamentals pass the internal audit stages. This rigorous framework is supported by total transparency, offering investors clear visibility into every stage of a project's life.
Risk Profile & Horizon
Investing in Raizers means accepting to embrace real estate market cycles to aim for excellent performance.
- Risk control: although real estate is subject to economic fluctuations, Raizers distinguishes itself by implementing robust sureties — mortgages, guarantees, or first-demand guarantees — aiming to protect committed capital against unforeseen events.
- Investment horizon: projects fall within a timeframe of 18 to 24 months, offering an ideal balance between capital growth and regular liquidity turnover.
"With Raizers, real estate becomes a collective adventure where the solidity of stone meets the agility of digital finance."
Current Climate & Sentiment
Our reading of the community climate and trust surrounding the platform.
The general sentiment surrounding Raizers is that of a reference platform, perceived as one of the most solid and transparent pillars of European real estate crowdfunding.
- Acknowledged high-end expertise: investors regularly highlight the "institutional" quality of project selection. The dominant feeling is that Raizers prioritizes the solidity of the operator and guarantees (often first-rank mortgages) rather than simply chasing returns.
- Critical satisfaction with Auto-Invest: the addition of the automatic investment feature has radically changed users' perception. Previously, frustration was high with projects being "sold out" in seconds; today, the climate is calmer, with investors appreciating being able to diversify their portfolio without being glued to their screens.
- Rigorous delay management: in a more strained global real estate context, Raizers is praised for its proactive communication. Even if payment delays occur (a sectoral phenomenon), users report very precise follow-up and regular reporting, which maintains a high level of trust despite uncertainties.
- Absence of secondary market: this is the main "friction point" mentioned. Some investors express the desire to be able to resell their shares to gain liquidity, especially on projects whose duration lengthens. However, this lack is often accepted as the counterpart to the security offered by the model.
- "Safe haven" image: the current climate positions Raizers as a safe haven. Its cross-border presence (France, Switzerland, Belgium) is perceived as a major asset to dilute geographical risk, reinforcing the feeling of security among savers.
💡 Crowdscope's note — In 2026, Raizers enjoys a reputation as a "good student." Users' perception is that of a platform that does not seek to make headlines but delivers stable performance with customer support deemed above the market average.
Crowdscope editorial analysis · August 2026. Synthesis of observed community discussions, non-sponsored.
Guarantees
- Hypothèque
- Caution
Conditions
- Minimum ticket
- 100 €
- Indicative yield
- 11%
- Average duration
- 20 months
- Status
- ECSP
Warning
Investing carries a risk of partial or total capital loss. Displayed yields are indicative and not guaranteed.
Discover Raizers
Head to the official website to open an account and explore the investment opportunities offered by Raizers.
Crowdscope receives no commission from this platform — link provided for informational purposes. Investing involves a risk of capital loss.
Compare Raizers with similar platforms
Side-by-side comparisons on score, yield, guarantees, liquidity and regulation.
Raizers — frequently asked questions
Is Raizers a safe crowdlending platform?
Raizers scores 62/100 in the Crowdscope framework. It operates from France since 2014, under the ECSP status, with a reported default rate of 0%. Loans are backed by: Hypothèque, Caution. No crowdlending platform is risk-free: capital is at risk and past performance does not predict future returns.
What return can you expect on Raizers?
The indicative yield advertised on Raizers is around 11% per year, before defaults, recovery delays and cash drag. The net return observed by investors is usually lower.
Does Raizers have a secondary market?
No, Raizers does not offer a secondary market. Investments must be held until the loan matures or is repaid early.
What is the minimum investment on Raizers?
The minimum investment per loan on Raizers is 100 EUR, with an average duration of 20 months.
Is Raizers regulated?
Raizers operates under the ECSP regime. ECSP means the platform holds the European Crowdfunding Service Provider licence supervised by a national regulator; other statuses indicate a national regime or the absence of a dedicated crowdfunding licence.
Last updated: · Reviewed by the Crowdscope editorial team