PeerBerry vs Raizers
Head-to-head comparison of PeerBerry (77/100) and Raizers (62/100): yields, default rates, guarantees, secondary market, regulation and minimum investment.
Side-by-side comparison
| Criterion | PeerBerry | Raizers |
|---|---|---|
| Crowdscope score | 77/100 | 62/100 |
| Country | Croatia | France |
| Founded | 2017 | 2014 |
| Loan types | P2P marketplace | Real estate |
| Indicative yield | 9% | 11% |
| Default rate | 0% | 0% |
| Regulatory status | Non régulé ECSP | ECSP |
| Minimum investment | 10 € | 100 € |
| Cumulative funded volume | 3,300,000,000 € | 445,000,000 € |
| Registered investors | 117,000 | 35,000 |
| Secondary market | Yes | No |
| Auto-invest | Yes | Yes |
| Guarantees | Buyback, Group guarantee | Hypothèque, Caution |
Crowdscope verdict
PeerBerry takes the higher Crowdscope score (77/100) in this head-to-head, driven by its mix of track record, regulation, guarantees and liquidity. Scores measure structural robustness, not expected return — capital is at risk on both platforms and diversifying across several operators remains the primary risk-control tool.
PeerBerry vs Raizers — frequently asked questions
PeerBerry or Raizers: which one should you choose?
On the Crowdscope framework, PeerBerry scores higher (77/100 versus 62/100). PeerBerry advertises around 9% with a 0% default rate under the Non régulé ECSP regime, while Raizers advertises around 11% with a 0% default rate under the ECSP regime. The right choice depends on whether you prioritise yield, liquidity or regulatory protection.
Which of PeerBerry and Raizers offers the higher yield?
Raizers advertises the higher indicative yield (11% versus 9%). A higher advertised yield usually reflects higher credit or liquidity risk, not a better product.
Which platform is more liquid, PeerBerry or Raizers?
PeerBerry operates a secondary market while Raizers does not, which makes early exits easier on the former.
Can you invest on both PeerBerry and Raizers?
Yes. Diversifying across several platforms is a common way to limit platform-failure risk, since it spreads exposure across different originators, jurisdictions and regulatory regimes. Capital remains at risk on both.
Last updated: · Reviewed by the Crowdscope editorial team