Lendopolis
Sustainable finance, certified and accessible.
Crowdscope score
Volume
419 M€
Investors
70k
2nd market
No
Auto-invest
No
Avg. duration
48 months
Default rate
5.4%
Score breakdown
Each criterion rated from 0 to 10 then weighted.
About Lendopolis
Overview of the platform, its framework and risk profile.
Born in 2014 under the impetus of the KissKissBankBank & Co group (a subsidiary of La Banque Postale), Lendopolis has established itself as one of the leading figures in participatory finance in France. More than just a platform, it acts as a bridge between citizens' savings and large-scale projects that shape the world of tomorrow.
A Committed Vision
While its roots lie in financing VSEs/SMEs, Lendopolis has made a major strategic shift to become a recognized expert in energy transition. By opening the doors to solar, wind, and biomass projects for individuals, the platform offers the opportunity to give deep meaning to one's capital. Investing here means choosing to concretely support the deployment of renewable energies in our territories.
A Framework of Trust
Operating in a strictly regulated environment, Lendopolis benefits from the authorization as a Crowdfunding Service Provider (PSFP). This robust structure, backed by the solidity of a large banking group, guarantees investors a framework of exemplary transparency and rigor. Each project is scrutinized by expert analysts, ensuring a selection of dossiers carried by mature and recognized renewable energy developers.
Risk Profile & Horizon
Investing on Lendopolis is for those looking to diversify their assets into tangible assets. Although the platform focuses on future-oriented sectors, it pedagogically reminds that project financing involves risks of capital loss or immobilization of funds.
- Controlled risk: the renewable energy sector generally offers increased visibility thanks to electricity resale contracts often guaranteed over the long term.
- Horizon: investments typically span a duration of 3 to 7 years, making Lendopolis a tool of choice for a patient and responsible investment strategy.
"With Lendopolis, finance is no longer content to generate returns; it becomes the energy that fuels change, one project at a time."
Current Climate & Sentiment
Our reading of the community climate and trust surrounding the platform.
The general investor sentiment towards Lendopolis is marked by great tranquility, contrasting with the nervousness observed on pure real estate crowdfunding platforms. The platform benefits from its positioning as an "energy specialist."
Enhanced trust due to bank backing
The fact that Lendopolis is a subsidiary of La Banque Postale (via KissKissBankBank & Co) acts as a powerful reassurance for users. This institutional link is often cited as a guarantee of sustainability and seriousness in audit processes.
Satisfaction with repayment stability
The sentiment is extremely positive regarding payment punctuality. Unlike real estate, renewable energy projects (solar, wind) on Lendopolis show almost zero delay rates, which creates an atmosphere of "peaceful investment."
Appreciation of the investment's meaning
Users express strong extra-financial satisfaction. The "climate" is one of an engaged community that values the ability to channel savings towards tangible and decarbonized assets.
Criticism of the scarcity of projects
The downside of this popularity is a certain frustration among investors. The most attractive projects are often funded in a few minutes (or even seconds), creating a "first come, first served" feeling sometimes considered frustrating for less reactive individuals.
Praised interface and customer service
The user experience is considered fluid, and customer service is described as responsive and educational, especially in explaining the tax specificities related to territorial investments (projects reserved for certain departments).
💡 Crowdscope's opinion — In 2026, Lendopolis benefits from a "safe haven" climate within French crowdfunding. Although returns may seem slightly lower than those of high-balance real estate, the perceived security and reliability of cash flows make it the favorite platform for "family-oriented" investors seeking to diversify their portfolio ethically.
Crowdscope editorial analysis · August 2026. Synthesis of observed community discussions, non-sponsored.
Guarantees
- Caution
- Hypothèque
Conditions
- Minimum ticket
- 50 €
- Indicative yield
- 6.5%
- Average duration
- 48 months
- Status
- ECSP
Warning
Investing carries a risk of partial or total capital loss. Displayed yields are indicative and not guaranteed.
Discover Lendopolis
Head to the official website to open an account and explore the investment opportunities offered by Lendopolis.
Crowdscope receives no commission from this platform — link provided for informational purposes. Investing involves a risk of capital loss.
Compare Lendopolis with similar platforms
Side-by-side comparisons on score, yield, guarantees, liquidity and regulation.
Lendopolis — frequently asked questions
Is Lendopolis a safe crowdlending platform?
Lendopolis scores 74/100 in the Crowdscope framework. It operates from France since 2014, under the ECSP status, with a reported default rate of 5.4%. Loans are backed by: Caution, Hypothèque. No crowdlending platform is risk-free: capital is at risk and past performance does not predict future returns.
What return can you expect on Lendopolis?
The indicative yield advertised on Lendopolis is around 6.5% per year, before defaults, recovery delays and cash drag. The net return observed by investors is usually lower.
Does Lendopolis have a secondary market?
No, Lendopolis does not offer a secondary market. Investments must be held until the loan matures or is repaid early.
What is the minimum investment on Lendopolis?
The minimum investment per loan on Lendopolis is 50 EUR, with an average duration of 48 months.
Is Lendopolis regulated?
Lendopolis operates under the ECSP regime. ECSP means the platform holds the European Crowdfunding Service Provider licence supervised by a national regulator; other statuses indicate a national regime or the absence of a dedicated crowdfunding licence.
Last updated: · Reviewed by the Crowdscope editorial team