Crowdpear
Lithuanian real estate crowdlending, ECSP licensed, PeerBerry spin-off.
Crowdscope score
Volume
45 M€
Investors
10k
2nd market
Yes
Auto-invest
Yes
Avg. duration
18 months
Default rate
0%
Score breakdown
Each criterion rated from 0 to 10 then weighted.
About Crowdpear
Overview of the platform, its framework and risk profile.
Launched by the experienced team behind PeerBerry (one of Europe's P2P leaders), Crowdpear is a regulated crowdfunding platform based in Lithuania. It allows individual investors to finance real estate projects and business loans secured by real assets.
Unlike "consumer loan" platforms, Crowdpear focuses on secured crowdlending: each investment is backed by a mortgage or tangible guarantee, offering an additional layer of protection in case of borrower default.
A Prime Regulatory Framework
Crowdpear operates under an ECSP (European Crowdfunding Service Provider) license issued by the Bank of Lithuania.
- Strict Supervision: the Bank of Lithuania is recognized as one of Europe's most progressive and rigorous regulators in Fintech.
- Transparency: the platform is required to publish detailed performance statistics and follow standardized risk management procedures at the European level.
Risk Profile & Security
Investing on Crowdpear carries risks, but the platform uses several mechanisms to mitigate them:
- LTV (Loan-to-Value): Crowdpear favors low LTV ratios (often below 60%), meaning the value of the collateralized property is significantly higher than the loan amount.
- Real Guarantees: the majority of projects are secured by a first-rank mortgage.
- No Buyback: unlike classic P2P, there is no "buyback guarantee" from the originator. Security relies on the value of the real estate asset and the legal recovery procedure.
Current Climate & Sentiment
Our interpretation of the community's climate and trust level regarding the platform.
The climate surrounding Crowdpear at the beginning of this year is marked by a dynamic of mutual trust and a rare proximity between the platform and its investor base. Unlike the opacity sometimes criticized in the sector, the feeling here is that of a "lively marketplace" where dialogue prevails.
An engaged and listened-to community
The dominant sentiment is one of operational transparency. Investors praise the constant availability of the support team (especially via Rita) on community channels. This is not just a place for information, but a space for co-creation: user suggestions, such as improving visual filters on the secondary market to avoid investment duplicates, are taken into account and discussed in real time.
Responsiveness to technical and security challenges
The current sentiment is also boosted by a feeling of constant modernization. The deployment of mobile application version 1.7.0, introducing push notifications and a rewards system ("Rewards"), was perceived as a strong signal of technological vitality. Furthermore, the community's vigilance against intrusion attempts (scams) reinforces this feeling of a secure and supportive "investment club."
Serenity despite market uncertainties
While questions naturally arise during slight payment delays from certain borrowers, the climate remains serene. The clarity of the answers provided on cash flows and the regularity of repayments (over 25 million euros already returned to investors to date) act as a powerful emotional stabilizer for lenders.
In summary: the feeling is that of a mature and human platform, where financial performance (up to 13.5% interest) is accompanied by a fluid user experience and support that never hides behind automated responses.
Crowdscope editorial analysis · August 2026. Summary of observed community exchanges, not sponsored.
Guarantees
- Hypothèque
Conditions
- Minimum ticket
- 100 €
- Indicative yield
- 11%
- Average duration
- 18 months
- Status
- ECSP
Warning
Investing carries a risk of partial or total capital loss. Displayed yields are indicative and not guaranteed.
Discover Crowdpear
Head to the official website to open an account and explore the investment opportunities offered by Crowdpear.
Crowdscope receives no commission from this platform — link provided for informational purposes. Investing involves a risk of capital loss.
Compare Crowdpear with similar platforms
Side-by-side comparisons on score, yield, guarantees, liquidity and regulation.
Crowdpear — frequently asked questions
Is Crowdpear a safe crowdlending platform?
Crowdpear scores 60/100 in the Crowdscope framework. It operates from Lithuania since 2023, under the ECSP status, with a reported default rate of 0%. Loans are backed by: Hypothèque. No crowdlending platform is risk-free: capital is at risk and past performance does not predict future returns.
What return can you expect on Crowdpear?
The indicative yield advertised on Crowdpear is around 11% per year, before defaults, recovery delays and cash drag. The net return observed by investors is usually lower.
Does Crowdpear have a secondary market?
Yes, Crowdpear operates a secondary market, so positions can be listed for sale before maturity. Actual liquidity still depends on buyer demand and may require a discount.
What is the minimum investment on Crowdpear?
The minimum investment per loan on Crowdpear is 100 EUR, with an average duration of 18 months.
Is Crowdpear regulated?
Crowdpear operates under the ECSP regime. ECSP means the platform holds the European Crowdfunding Service Provider licence supervised by a national regulator; other statuses indicate a national regime or the absence of a dedicated crowdfunding licence.
Last updated: · Reviewed by the Crowdscope editorial team