Viainvest vs LANDE
Head-to-head comparison of Viainvest (61/100) and LANDE (65/100): yields, default rates, guarantees, secondary market, regulation and minimum investment.
Side-by-side comparison
| Criterion | Viainvest | LANDE |
|---|---|---|
| Crowdscope score | 61/100 | 65/100 |
| Country | Latvia | Latvia |
| Founded | 2016 | 2019 |
| Loan types | Consumer lending | Agricultural lending |
| Indicative yield | 11% | 13% |
| Default rate | 1.2% | 0% |
| Regulatory status | Investment firm (FCMC) | ECSP |
| Minimum investment | 50 € | 50 € |
| Cumulative funded volume | 750,000,000 € | 57,000,000 € |
| Registered investors | 47,000 | 10,200 |
| Secondary market | No | Yes |
| Auto-invest | Yes | Yes |
| Guarantees | Buyback | Nantissement, Hypothèque |
Crowdscope verdict
LANDE takes the higher Crowdscope score (65/100) in this head-to-head, driven by its mix of track record, regulation, guarantees and liquidity. Scores measure structural robustness, not expected return — capital is at risk on both platforms and diversifying across several operators remains the primary risk-control tool.
Viainvest vs LANDE — frequently asked questions
Viainvest or LANDE: which one should you choose?
On the Crowdscope framework, LANDE scores higher (65/100 versus 61/100). Viainvest advertises around 11% with a 1.2% default rate under the Investment firm (FCMC) regime, while LANDE advertises around 13% with a 0% default rate under the ECSP regime. The right choice depends on whether you prioritise yield, liquidity or regulatory protection.
Which of Viainvest and LANDE offers the higher yield?
LANDE advertises the higher indicative yield (13% versus 11%). A higher advertised yield usually reflects higher credit or liquidity risk, not a better product.
Which platform is more liquid, Viainvest or LANDE?
LANDE operates a secondary market while Viainvest does not, which makes early exits easier on the former.
Can you invest on both Viainvest and LANDE?
Yes. Diversifying across several platforms is a common way to limit platform-failure risk, since it spreads exposure across different originators, jurisdictions and regulatory regimes. Capital remains at risk on both.
Last updated: · Reviewed by the Crowdscope editorial team